Cookie policy
Last updated: 27 September 2026.
Do we use cookies?
No. Account sign-in is switched off at the moment, and that’s currently the only thing on this site that would ever set a cookie. Right now this site sets no cookies at all. The rest of this page describes the one cookie the account feature will use once it is switched back on.
| Cookie | Purpose | Expires |
|---|---|---|
session | Keeps you signed in so you can see and manage your saved calculations. | 30 days, or when you sign out |
This is a “strictly necessary” cookie under UK law — it only does what you asked it to do (stay signed in) — so it doesn’t need a consent banner.
Analytics
We use Cloudflare Web Analytics for aggregate visit statistics. It is designed to work without cookies and without tracking individuals across websites. Because it does not store or read information on your device for tracking, it does not need a consent banner either. If your browser or an extension blocks it, the site works exactly the same.
Security cookies from our host
Cloudflare, which delivers this site, may in some circumstances set a strictly necessary security cookie (for example to tell real visitors from automated traffic). These are used only for security and are exempt from the consent requirement.
If we add advertising
We don’t currently show ads. If we do in future, advertising partners may use cookies or similar technologies to show and measure ads. Before that happens we will show a consent banner so you can accept or decline non-essential cookies, and we will update this page to list each new cookie and its purpose.
Managing cookies
You can delete the sign-in cookie at any time by using “Sign out”, or block cookies entirely in your browser settings (this will sign you out and stop you saving calculations). See the ICO’s guidance on cookies for help.
Questions
Email hello@overpayorinvest.com.