*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--text);font-family:var(--font-body);font-size:16px;line-height:1.5;padding:28px 20px 64px;-webkit-font-smoothing:antialiased}.wrap{max-width:960px;margin:0 auto}a{color:var(--link)}a:hover{color:var(--accent)}button:focus-visible,input:focus-visible,a:focus-visible,summary:focus-visible{outline:2px solid var(--accent);outline-offset:2px}[hidden]{display:none!important}h1,h2{font-family:var(--font-display);font-weight:600}h1{font-size:clamp(30px,5vw,44px);line-height:1.15;letter-spacing:-.01em;margin:0 0 8px}.tnum{font-variant-numeric:tabular-nums}.quiz{margin:20px 0 0;padding:36px clamp(18px,5vw,56px) 44px;background:var(--surface);border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow)}#quiz:not([hidden])~.folds{margin-top:28px}.progress-head{display:flex;justify-content:space-between;align-items:baseline;gap:16px;flex-wrap:wrap;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--text-muted);font-variant-numeric:tabular-nums}.progress-head .q{white-space:nowrap}.progress-head .tag{letter-spacing:0;text-transform:none;font-style:italic;font-size:13px}.segs{display:grid;grid-template-columns:repeat(4,1fr);gap:6px;margin:12px 0 36px}.seg{height:14px;padding:0;border:0;background:none;cursor:pointer;display:flex;align-items:center}.seg span{display:block;width:100%;height:2px;background:var(--border)}.seg.on span{background:var(--accent)}.lead{margin:0 0 28px;font-size:17px;color:var(--text-muted)}.plans{border-top:1px solid var(--border)}.plan-row{display:flex;align-items:center;gap:18px;width:100%;text-align:left;font:inherit;color:inherit;cursor:pointer;padding:16px 8px;border:0;border-bottom:1px solid var(--border);background:transparent}.plan-row:hover,.plan-row.sel{background:var(--accent-100)}.plan-row .dot{width:16px;height:16px;border-radius:50%;flex:none;border:1.5px solid var(--text-faint);box-shadow:inset 0 0 0 3px var(--surface);background:transparent}.plan-row.sel .dot{border-color:var(--accent);background:var(--accent)}.plan-name{font-family:var(--font-display);font-size:20px;font-weight:600;width:200px;flex:none}.plan-who{font-size:15px;color:var(--text-muted)}@media(max-width:640px){.plan-row{flex-wrap:wrap;gap:4px 12px}.plan-name{width:auto;flex:1}.plan-who{flex-basis:100%;padding-left:28px}}.facts{display:flex;flex-wrap:wrap;gap:8px 28px;margin-top:16px;font-size:13px;font-variant-numeric:tabular-nums}.facts>span{white-space:nowrap}.facts .k{color:var(--text-muted)}.note{margin:16px 0 0;font-size:14px;color:var(--text-muted)}.sentence{font-family:var(--font-display);font-size:clamp(22px,4.6vw,32px);line-height:1.6;margin:0;max-width:860px}.blank{font:inherit;font-variant-numeric:tabular-nums;color:var(--accent-700);background:transparent;border:0;border-bottom:1.5px solid var(--accent);padding:0 2px;border-radius:0;text-align:left;max-width:100%}.blank.c{text-align:center;padding:0}.blank:hover{background:var(--accent-100)}.helper{margin-top:28px;padding-left:18px;border-left:1px solid var(--accent);max-width:580px;font-size:15px;line-height:1.6;display:flex;flex-direction:column;gap:8px}.helper p{margin:0}.helper .blank{font-family:var(--font-body);font-size:15px}details.sanity summary{cursor:pointer;color:var(--text-muted);font-size:14px}details.sanity input{width:7em;font:inherit;font-size:15px;padding:4px 8px;border-radius:var(--radius-sm);border:1px solid var(--border);background:var(--surface);color:var(--text);font-variant-numeric:tabular-nums}details.sanity label{display:block;margin-top:8px;font-size:14px}.sanity-out{margin-top:8px;font-size:14px;color:var(--text-muted)}.sanity-out b{color:var(--text)}.actions{display:flex;gap:12px;margin-top:52px}.btn{font:inherit;cursor:pointer;border-radius:var(--radius-sm);border:1px solid transparent}.btn-primary{background:var(--mint);border-color:var(--mint);color:var(--on-mint);font-size:17px;font-weight:600;padding:12px 30px}.btn-primary:hover{background:var(--mint-hover);border-color:var(--mint-hover)}.btn-ghost{background:transparent;border-color:var(--border);color:var(--text);font-size:16px;padding:12px 18px}.btn-ghost:hover{border-color:var(--accent)}.btn:disabled{opacity:.6;cursor:default}.verdict{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:36px;align-items:end;padding:50px 44px;margin:36px 0 12px;background:var(--verdict-bg);color:#fff;border-radius:var(--radius)}@media(max-width:820px){.verdict{grid-template-columns:minmax(0,1fr);gap:24px;padding:32px 24px}}.verdict .kicker{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#b4d2c6;margin-bottom:8px}.verdict .headline{font-family:var(--font-display);font-size:clamp(40px,7vw,72px);line-height:1;letter-spacing:-.02em;font-weight:400}.verdict .byline{font-size:clamp(18px,2.6vw,24px);margin-top:14px;color:#9fd3bd}.verdict .reason{margin:0;font-size:17px;line-height:1.6;text-wrap:pretty;border-left:2px solid #8bb5a5;padding-left:28px;color:#e4ebf3}@media(max-width:820px){.verdict .reason{padding-left:18px}}.verdict-note{margin:0 0 20px;font-size:13px;color:var(--text-muted);font-style:italic}.answers{display:flex;flex-wrap:wrap;align-items:center;gap:8px;padding-bottom:28px}.answers .lbl{font-size:14px;color:var(--text-muted);margin-right:8px}.chip{font:inherit;font-size:14px;cursor:pointer;color:var(--text);background:transparent;border:1px solid var(--border);border-radius:var(--radius-sm);padding:6px 12px;display:flex;align-items:center;gap:8px;white-space:nowrap;flex:none}.chip:hover{border-color:var(--accent)}.chip svg{stroke:var(--accent-700)}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:14px}.opt{padding:28px;background:var(--surface);border-radius:var(--radius);border:2px solid var(--border);display:flex;flex-direction:column;gap:14px}.opt.win{border-color:var(--text);box-shadow:0 10px 28px -14px #10284a66}.opt-head{display:flex;flex-direction:column-reverse;align-items:flex-start;gap:6px;min-height:52px}.opt-title{font-size:15px;font-weight:600}.pill{font-size:12px;font-weight:600;padding:3px 10px;border-radius:999px;background:var(--text);color:var(--bg);white-space:nowrap}.opt .big{font-family:var(--font-display);font-size:40px;font-weight:600;line-height:1.1;font-variant-numeric:tabular-nums}.opt .sub{font-size:14px;color:var(--text-muted);margin-top:2px}.rows{display:flex;flex-direction:column;border-top:1px solid var(--border)}.rows .row{display:flex;justify-content:space-between;gap:16px;padding:10px 0;border-bottom:1px solid var(--border);font-size:14px}.rows .row span:first-child{color:var(--text-muted)}.rows .row span:last-child{font-variant-numeric:tabular-nums;font-weight:500;text-align:right}.chart-panel{padding:28px 28px 16px;margin:14px 0 28px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow)}.chart-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:12px 16px;margin-bottom:18px}.chart-head h2{font-size:28px;margin:0;font-weight:400}.legend{display:flex;flex-wrap:wrap;gap:8px 24px;font-size:13px;color:var(--text-muted)}.legend .item{display:flex;align-items:center;gap:8px}.legend .sw{width:22px;border-top:2px solid}.legend .sw.dash{border-top-style:dashed;border-top-width:1.5px}.chart-sub{margin:0 0 8px;font-size:13px;color:var(--text-muted)}.chart-wrap{position:relative}svg.chart{width:100%;height:auto;display:block;overflow:visible}.gridline{stroke:var(--border);stroke-width:1}.baseline{stroke:var(--text);stroke-width:1.5}.axis-label{fill:var(--text-muted);font-family:var(--font-body);font-size:11px}.mk-label{font-family:var(--font-body);font-weight:600;font-size:12.5px}.crosshair-line{stroke:var(--text-faint);stroke-width:1;stroke-dasharray:3 3;opacity:0}.hover-dot{opacity:0}.tooltip{position:absolute;pointer-events:none;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-sm);box-shadow:var(--shadow);padding:9px 12px;font-size:12.5px;min-width:168px;opacity:0;transition:opacity .08s ease;z-index:5}.tooltip .tt-year{font-weight:700;margin-bottom:6px}.tooltip .tt-row{display:flex;justify-content:space-between;gap:14px;margin-top:3px}.tooltip .tt-row .sw{width:9px;height:9px;border-radius:50%;display:inline-block;margin-right:6px;vertical-align:middle}.tooltip .tt-val{font-variant-numeric:tabular-nums;font-weight:600}.save-panel{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;text-align:center;gap:8px;max-width:560px;margin:0 auto 28px;font-size:14px;color:var(--text-muted)}.save-panel input[type=text]{flex:1;min-width:200px;padding:10px 12px;border-radius:var(--radius-sm);border:1px solid var(--border);background:var(--surface);color:var(--text);font:inherit;font-size:15px}.save-panel .btn-primary{font-size:15px;padding:10px 20px;white-space:nowrap}#saveStatus:empty{display:none}.disclaimer-banner{display:flex;gap:10px;align-items:flex-start;background:var(--amber-soft);border:1px solid var(--amber-line);border-radius:var(--radius-sm);padding:13px 15px;font-size:13.5px;line-height:1.5;margin:0 0 28px}.disclaimer-icon{width:18px;height:18px;flex:none;margin-top:1px;color:var(--amber-strong)}.disclaimer-banner p{margin:0;color:var(--text)}.disclaimer-banner strong{color:var(--amber)}.disclaimer-banner a{color:var(--amber);font-weight:600;text-decoration:underline;text-underline-offset:2px}.notice{background:var(--red-soft);border:1px solid var(--red);color:var(--red);border-radius:var(--radius-sm);padding:12px 14px;font-size:13.5px}.folds{border-top:1px solid var(--border);margin-top:8px}#results:not([hidden])+.folds{border-top:0;margin-top:0}details.fold{border-bottom:1px solid var(--border);padding:16px 0}details.fold>summary{display:flex;align-items:center;gap:10px;font-family:var(--font-display);font-size:21px;cursor:pointer;list-style:none}details.fold>summary::-webkit-details-marker{display:none}details.fold .chev{transition:transform .2s;flex:none}details.fold[open] .chev{transform:rotate(90deg)}details.fold .fold-body{margin:12px 0 0 26px}details.fold .fold-body p{line-height:1.65;margin:0 0 12px}details.fold .fold-body p.muted{color:var(--text-muted);font-size:14px}.about-calc{margin:28px 0 0;font-size:14px;color:var(--text-muted);line-height:1.6}table.cmp{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}table.cmp th,table.cmp td{padding:10px 12px;text-align:right;border-bottom:1px solid var(--border)}table.cmp th:first-child,table.cmp td:first-child{text-align:left;padding-left:0}table.cmp thead th{font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--text-muted);font-weight:600}table.cmp tbody tr:last-child td{border-bottom:none;font-weight:600}.cmp-scroll{overflow-x:auto}.ledger-tabs{display:flex;flex-wrap:wrap;gap:6px;margin:4px 0 12px}.ledger-tab{font-family:var(--font-body);font-size:13px;font-weight:600;padding:7px 13px;border-radius:99px;border:1px solid var(--border);background:transparent;color:var(--text-muted);cursor:pointer}.ledger-tab.active{background:var(--accent-100);color:var(--accent-700);border-color:var(--accent)}.table-scroll{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius-sm)}table.ledger-table{width:100%;border-collapse:collapse;font-size:12.5px;white-space:nowrap}table.ledger-table th,table.ledger-table td{padding:7px 10px;text-align:right;font-variant-numeric:tabular-nums;border-bottom:1px solid var(--border)}table.ledger-table th:first-child,table.ledger-table td:first-child{text-align:left;position:sticky;left:0;background:var(--surface)}table.ledger-table thead th{background:var(--surface-2);font-weight:700;position:sticky;top:0}table.ledger-table tbody tr:nth-child(2n) td{background:var(--surface-2)}table.ledger-table td.status-wiped{color:var(--red);font-weight:600}table.ledger-table td.status-paid{color:var(--accent-700);font-weight:600}.page-disclaimer{font-size:13px;color:var(--text-muted);margin:36px 0 0;line-height:1.55;text-align:center}